Who We Are
FCF Finance is a firm specializing in commercial financing solutions, dedicated to supporting entrepreneurs in the acquisition, refinancing, and optimization of equipment for their operations.
As a division of Soluco Financial Group, FCF Finance relies on a vast network of financial partners to offer flexible, efficient solutions tailored to every business reality.
The company is led by Christel Millette and François Gaudreault, two professionals recognized for their expertise in financing and their human approach to business development. Together, they put their experience at the service of entrepreneurs, resellers, and partners to structure sustainable, high-performance financial solutions aligned with growth objectives.
At FCF Finance, every file is analyzed with rigor, openness, and creativity, with the goal of proposing financing strategies that concretely support the profitability and evolution of businesses.
Our Team
President
Francois Gaudreault
Sales Director
Commercial Director
Financial Solutions Agent
(514) 777-4747
francois@fcffinance.ca
With a solid background in the automotive, leisure, and recreational sectors, I have completed and supervised more than 10,000 transactions throughout my career. I have also played a key role in the growth of two major groups in Quebec: Groupe Motoplex and Groupe Vanlife Campers.
As an entrepreneur and real estate investor, I support entrepreneurs over the long term, with an approach focused on transforming their personal goals into sustainable, structured, and measurable growth.
Now a specialist in commercial financing, my goal is to help you acquire the equipment necessary for your development by structuring the financing in a way that clearly distinguishes the business from the individual. This approach allows for building solid financial foundations and growing effectively, both entrepreneurially and personally.
Vice President
Christel Millette
Commercial Director
Mortgage Broker
Financial Solutions Agent
(438) 888-5514
christel@fcffinance.ca
Originally from the North Shore of Montreal, I grew up with strong values: humanity, perseverance, and the importance of being there for others. From a young age, I was naturally organized, responsible, and drawn to roles where I could help, structure, and ensure the well-being of those around me. This authenticity, this child-at-heart spirit, and this ability to create lasting bonds of trust are still with me today.
For nearly 20 years, I have been working in the financing field, primarily in automotive, where I developed solid expertise in file analysis and finding tailored solutions, even in more complex contexts. In 2022, I obtained my residential mortgage broker license before naturally expanding my practice into commercial equipment financing.
Rigorous, available, and recognized for my attention to detail, I adopt a simple and human approach: offering professional, transparent, and personalized support, where every client feels heard, understood, and truly supported.
Your project deserves reliable expertise and a committed person.
That is exactly what I offer you—with heart, rigor, and professionalism.
Our Mission
At FCF Finance, we believe that no two businesses are alike. That is why we favor a 360-degree approach, which takes into account:
the financial reality of the business
its assets
its industry sector
and its short, medium, and long-term objectives
This global vision allows us to offer tailored financing solutions, including leasing, refinancing, working capital, lines of credit, and factoring.
We are recognized for our ability to find solutions, even in more complex cases.
Ready to move your business forward?
Whether you are an entrepreneur or a partner, FCF Finance is here to support you.
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